Motorcycle and scooter owners in Northern Ireland are not getting a fair deal on their insurance premiums according to Michael Edwards, director of leading specialist insurance provider MCE Insurance. Premiums are massively higher than in the UK mainland for all types of machines. Within some age groups, bikers in Northern Ireland are finding it hard to find cover at any price.
Edwards does not accept that this lack of reasonably priced cover is inevitable. By applying detailed technical understanding and market knowledge, he argues, specialist insurance providers can offer Northern Ireland bikers a better deal. MCE Insurance is already proving this by providing insurance cover for motorcycle and scooter owners of all ages in Northern Ireland at rates equivalent to those in other parts of the UK.
Edwards comments: ‘For some time now MCE Insurance has been aware of a marked discrepancy between the cost of insurance for bikers in Northern Ireland and those in England, Scotland and Wales. Motorcycle and scooter owners in Northern Ireland are paying at least 50 per cent more than in mainland Britain. They are effectively being penalised for the failure of some insurance providers to get to grips with the specifics of the local market.
‘At MCE Insurance we believe in judging each risk on its own merits. We are convinced that riders in Northern Ireland do not present a significantly greater risk than those in the rest of the UK. This is reflected in the insurance quotes we can provide for bikers in Northern Ireland, which are consistently lower than the competition - often by up to 50 per cent.’