Uninsured vehicles still a problem

MCE Insurance

To many the idea of a vehicle being left uninsured whilst in your possession is simply incomprehensible, and quite rightly so. Insurance is a necessity in life that no one ever actually wants to use, but is a safety net to not only oneself, but to other road users.

However, since 2011, the Motor Insurers Bureau (MIB) have sent out a reported two-million letters to uninsured motorists informing them that they urgently need to insure their vehicle. The notice goes on to state if they do not do so they will face a Fixed Penalty Notice (FPN) or face further prosecution from the DVLA.

The Continuous Insurance Enforcement (CIE) scheme, introduced in 2011, stipulates that if you are a registered keeper of a vehicle you need to insure it or declare it SORN (Statutory Off-Road Notification) if it is not going to be used on the roads.

Uninsured and untraced drivers apparently kill 130 people and injure over 26,500 on average per year, a shocking statistic when supplemented with the information that uninsured motorists are "five times more likely to be involved in road collisions, to fail to comply with other road traffic requirements, and to be engaged in other criminal activity", the MIB state.

An advice line has been put into place to answer questions that the two-million offenders may have, however the answer seems to have remained consistent, if it's your property it needs to be insured or declared SORN. This is a view shared by Ashton West, Chief Executive at MIB, who states "it's actually very simple" and that the issue in most cases could be avoided.

21.11.2014 - Big Ed

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