MCE Ireland

In a market with very little choice, MCE burst onto the Irish scene in 2013 and have continued to pave the way ever since.

Every MCE policy is tailored to the individual, to ensure we always provide the very best cover, for the very best price. Our agents are always ready and willing to ensure we give you the very best level of customer service at every point of contact.

From 183 days European Cover to extensive modification allowances we have free benefits to suit every rider, so give us a call or get a quote online today and see what MCE could do for you!

Call: 0818 275 788

Calls may be recorded for training and monitoring purposes. Calls to numbers starting 0844 will cost 7 pence per minute plus your providers access charge. Calls to numbers starting 0871 will cost 13 pence per minute plus your providers access charge.

Please note we do not provide Car or Van insurance

In The Event Of A No Deal Brexit

Introduction

It is possible that a ‘no deal’ Brexit may occur on 31 October 2019. In the interests of being transparent, we want our Republic Of Ireland policy holders to be aware of the following.

To be clear: this is only in the eventuality of a ‘no deal’ Brexit.

Business Incepted On Or Before 31 October 2019

The Central Bank of Ireland has confirmed that transitional arrangements have been put in place to allow for annual contracts incepted on or before 31 October 2019 to complete their term, if there are no material changes to the policy.

MCE will still be permitted to administer your policy during its term and for a period of up to 3 years from the withdrawal date.

This is covered in Part 8 of the “Withdrawal of the United Kingdom from the European Union Bill 2019”

Will I Still Be Covered After 31 October 2019

We will continue to provide cover until your policy expires. If the outcome of Brexit impacts this in any way, we will e mail you the next steps to be taken in good time.

My Renewal Is Due Before 31 October 2019

After 31 October 2019, MCE Insurance will not be writing any new motorcycle policies in the Republic Of Ireland. If you allow your policy to lapse after this date, you will not be able to purchase cover from us after this date. If the outcome of Brexit impacts this in any way, we will e mail you the next steps to be taken in good time.

My Renewal Is Due After 31 October 2019

After 31 October 2019, MCE Insurance will not be writing any new motorcycle policies in the Republic Of Ireland. This means that you will need to find alternative cover with another provider.

Green Card

What is a Green Card?

Green cards are an international certificate of insurance issued by insurance providers, guaranteeing that the motorist has the necessary third-party motor insurance cover for travel in the country being travelled to. They are not cards in the strict sense, they are paper documents which under current international rules should be printed on green paper.

If there is no-deal, will my policy still be valid?

Yes, but you will need to obtain a Green Card if you are travelling to the UK. It’s an international certificate of insurance which we will issue to you, guaranteeing that you have the necessary cover for travelling.

So I can still use my 183 days riding in Europe?

Yes. We will continue to provide insurance cover for travelling in the UK. You won’t need to buy insurance from the countries you are visiting, ours will be sufficient – providing you have a Green Card.

When do I need to get the Green Card?

We’ll need to process your request - so we ask you inform us at your earliest convenience with a detailed plan of the countries you will be visiting.

Will I need a Green Card if I commence my trip before 31 October and do not return until after this date? Yes

If I get a Green Card, how long is it valid for?

It will be valid for the stated period of travel, or until expiry of insurance contract.

What happens if I don’t get one?

You’ll be breaking the law. You will technically be driving without insurance and may be subject to a fine, have your vehicle seized and/or face prosecution.

What happens If I get a Green Card but do not take it with me when I travel

You’ll be breaking the law. You will technically be driving without insurance and may be subject to a fine, have your vehicle seized and/or face prosecution.

If I visit Northern Ireland, will I need a Green Card?

From an insurance perspective Northern Ireland is regarded as part of the UK, so there will be a requirement to carry a Green Card for travel.

What happens if I change my vehicle?

Green Cards are issued in conjunction with a specific vehicle and a specific motor insurance policy. So if the vehicle is changed, you will require a new Green Card.

Do all drivers or riders of a particular vehicle need a Green Card?

No. Each Green Card applies to a specific vehicle and the specific motor insurance policy covering that vehicle.

When will this take effect?

31 October 2019 is the date for Brexit, however there are ongoing discussions regarding a transitional period.

Is this going to happen?

MCE Insurance sincerely hope not. However, for the purposes of planning, we must prepare for the eventuality that there is no trade or withdrawal agreement between the UK and EU before 31 October 2019. If an agreement is met, a Green Card may not be necessary – but at this moment in time it remains uncertain.